New York Municipal Insurance Reciprocal

‘NYMIR is a licensed, regulated insurer owned by its policyholders – almost 900 municipalities across New York State. Together, we have built a strong, fiscally responsible company providing property and casualty insurance to counties, cities, towns and villages, both big and small.nnNYMIR is a not-for-profit program. Customer service, knowledge of municipal operations, as well as risk management and aggressive claims defense are the cornerstones of the company – not shareholder returns or corporate earnings targets.nnNYMIR has staked its reputation on the highest underwriting standards, a conservative investment philosophy, proactive risk management, and service to its members that is unmatched in the industry. The result is an organization with the financial strength that can produce “operating results that consistently outperform the commercial property and casualty industry, and high policyholder retention” according to A. M. Best.’